AutoFinancing Specialist Sustentable

Credit & Loan Operations
• Analyze customer credit lines, monitor utilization ratios, and validate eligibility in line with internal credit policies and partner bank requirements.
• Support the end to end loan approval process, ensuring accuracy, timeliness, and proper documentation across all financing transactions.
• Partner with sales teams to provide financial insights that support deal structuring and conversion.
• AR Management, follow up payment from invoices issues to Financial partner and dealers
Dealer Performance & Financial Incentives
• Track dealership financing performance, including volume, approval rates, and portfolio quality metrics.
• Calculate, validate, and administer dealer commissions, bonuses, and incentive payments related to credit based sales.
• Reconcile financial data with banking partners to ensure accurate compensation and reporting.
Stakeholder & Dealership Management
• Act as the primary financial liaison between the company, auto dealers, and lending institutions.
• Resolve credit application exceptions, documentation gaps, and approval bottlenecks efficiently.
• Provide guidance to dealerships on credit requirements, financial documentation, and process optimization.
Risk, Compliance & Controls
• Ensure strict compliance with vehicle financing regulations, bank secrecy laws, and Anti Money Laundering (AML) policies.
• Support internal controls, audits, and regulatory reviews by maintaining accurate financial and credit records.
• Identify potential risk indicators and escalate issues in line with compliance standards.
Financial Reporting & Insights
• Prepare and maintain periodic performance and financial reports for assigned dealers and management.
• Analyze trends in credit utilization, dealer productivity, and financing outcomes to support data driven decisions.
• Deliver clear, actionable insights that contribute to operational efficiency and portfolio quality.
Qualifications & Profile
• Experience: 1–2+ years in banking, underwriting, credit operations, retail finance, or customer-facing financial roles; experience with loan processing or dealer financing is a strong plus.
• Financial & Analytical Skills: Strong ability to interpret financial data, assess credit risk, and work with performance metrics and reconciliations.
• Communication Skills: Professional verbal and written communication skills, with the ability to engage both internal teams and external financial partners.
• Technical Skills: Proficient in Microsoft Excel and Word; experience with financial systems, lending platforms, or credit management tools is desirable.
• Education: Degree in Finance, Business Administration, Economics, or a related field preferred (but not required).